Financial support through all stages of the business cycle

CIT is a leading, global source of factoring, financing and leasing capital and an advisor for companies in more than 30 industries. Managing $50 billion in assets across a diversified portfolio, CIT is the trusted financial engine empowering many of today's industry leaders. Founded in 1908, CIT operates extensively in the United States and Canada with strategic locations in Europe, Latin and South America, and the Pacific Rim.

Through our comprehensive array of financing services, CIT is positioned to meet the needs of companies in all stages of the business cycle.

CIT Commercial Finance

This website focuses on the services provided by this unit, which serves the financing needs of manufacturers, distributors, retailers, service companies, importers, and exporters. It has two divisions: Commercial Services and Business Capital.

• Commercial Services is the largest provider of factoring, credit protection and related accounts receivable management and lending services.

  We tailor financial solutions that help companies of all sizes increase sales, improve cash flow, reduce operating expenses and eliminate customer credit losses.

  These servicesinclude factoring, working capital and term loans, receivable management outsourcing, bulk sales of accounts receivable, import and export financing, lock box management, and letter of credit programs.

  We serve companies that range in size from $2 million in annual sales to $500 million in sales and more. Seventy five percent of our factoring clients have $10 million or less in factored sales with us.

  Although our clients span a large number of industries, our factoring clients are concentrated in the apparel, textile, furniture and home furnishings, carpet, and housewares industries.

• Business Capital is one of the nation's leading providers of asset-based financing to middle-market companies. It provides secured revolving and term loans that are primarily used for acquisitions, refinancing, debtor-in-possession, confirmation, and turnaround financing.

CIT Equipment Rental and Finance

This unit provides financial solutions for companies that need to purchase, rent or lease equipment. It also provides loans for small businesses.

• CIT Small Business Lending is the nation's largest provider of Small Business Administration (SBA) loans. It provides loans of $100,000 to $2,000,000 for business acquisitions, real estate and leasehold improvements. Visit them at http://www.smallbizlending.com/

CIT Capital Finance

Through its aerospace and rail divisions, this unit provides customized leasing and financing for commercial aircraft, railcars, locomotives, and intermodal containers.

CIT Specialty Finance

This unit provides a variety of loan programs for consumers.

CIT Structured Finance

This unit offers highly structured financing for capital asset acquisitions, corporate restructuring and acquisitions, and project development and operation.

Want To Learn More?

To find out how you can put the resources of CIT to work for your company, call us at 800-248-3240 or e-mail us today. Put the resources of CIT to work for your company.